Money that moves at internet speed.
Stablecoins settle in seconds, around the clock. Softseco adds what business payments on a public chain still lack: privacy for the amount.
Send a payment. Watch it land.
The same $1,000 three ways. Pick when you send it, then press send.
Bank transfer abroadThrough correspondent banks
Card paymentUntil the merchant is paid out
Stablecoin on SolanaConfidential transfer
Typical times; they vary by bank, network and country. The animation is not to scale: the slow lanes would take days.
Where the money goes.
Every hop in a traditional payment takes time and often a cut. On Solana a confidential transfer costs a few cents at most, whatever the amount.
Correspondent banks
A transfer abroad can pass through several banks, and each may take a fee before the money arrives.
Currency spreads
Converting along the way adds a margin on the rate, usually not shown as a fee at all.
Card fees
Card payments cost the merchant a percentage of every sale, and the money arrives days later.
At most, for a confidential transfer on Solana: four proof transactions and the transfer itself.
To buy or redeem eUSD at par with the issuer, once it is issued. One dollar in, one eUSD out; only the Solana network fee applies.
Payments don't wait for Monday.
A week has 168 hours. Switch between the hours a bank settles in and the hours Solana does.
Bank hours shown as 9:00 to 17:00 on weekdays, as an example.
Speed alone is not enough.
On a public chain every payment also publishes its amount: suppliers, prices, payroll. That is what keeps most business money off-chain. Confidential transfers fix it.
Build faster, private payments.
Arcantis gives you confidential transfers on Solana in a few calls, today.